Gold Loan

Do you have an immediate requirement for money?

We can help you with instant cash on your gold ornaments. Why go for other chaotic means to make money during an emergency, when you have your precious gold!

GEO VPL FINANCE (NBFC) provides you with straight, safe and secure loans against your gold ornaments. Pledge your ornaments to get loan amounts based on purity and net weight of the gold. We disburse the loan to you based on simple hassle free procedures with unmatched safety and security for the pledged gold. The services are available at all our branches and you can choose from a wide range of schemes.

  • Choose schemes that best suit your requirements
  • Attractive interest rates based on schemes
  • Get fast loan approvals and instant money
  • Experience the convenience of minimal documentation
  • No Account required for availing loan
  • Part release and part payment allowed
  • Interest charged on diminishing balance basis
  • Loans can be pre-closed without any extra cost
  • Get special gold loan with the benefits of highest Loan To Value (LTV) with interest as low as 16%

Scheme Annual Interest rate (Diminishing) Remarks
KL-FLAT 22.15% Interest upto 90 days the rate of interest will be 19.8 % p.a
If interest is not remitted continuously for 91 days or above the rate of interest will be 24.5% p.a retrospectively from the beginning.
HALD 21.63% Interest upto 60 days the rate of interest will be 18.75 % p.a.
If interest is not remitted continuously for 61 days or above the rate of interest will be 24.5% p.a retrospectively from the beginning.
CBE ECN (Applicable for TAMILNADU Region) 19.75% Interest upto 30 days the rate of interest will be 15.10 % p.a.
If interest is not remitted continuously for 31 days or above the rate of interest will be 24.5% p.a retrospectively from the beginning.
CBE DAILY (Applicable for TAMILNADU Region) 21.42% Interest upto 30 days the rate of interest will be 18.00 % p.a.
If interest is not remitted continuously for 31 days to 60 days the rate of interest will be 21.75% p.a retrospectively from the beginning.
If interest is not remitted continuously for 61 days or above the rate of interest will be 24.5% p.a retrospectively from the beginning.
CBE-FLAT2 (Applicable for TAMILNADU Region) 23.00% Interest upto 180 days the rate of interest will be 21.00 % p.a.
If interest is not remitted continuously for 181 days or above the rate of interest will be 25.00% p.a retrospectively from the beginning.
Service Charges related to gold loan Processing fee for fresh loan Rs.20/- (Excl. Tax)
Processing fee for renewal Rs.20/-,Notice charges – Ordinary notice Rs.5/-, Reg.Notice – Rs.35/-, Auction notice Rs.45/- (Excl. Tax)
Token lost charges – Nil , Auction advertisement charges – Rs.50/- (Excl. Tax)