Gold Loan

Do you have an immediate requirement for money?

We can help you with instant cash on your gold ornaments. Why go for other chaotic means to make money during an emergency, when you have your precious gold!

GEO VPL FINANCE (NBFC) provides you with straight, safe and secure loans against your gold ornaments. Pledge your ornaments to get loan amounts based on purity and net weight of the gold. We disburse the loan to you based on simple hassle free procedures with unmatched safety and security for the pledged gold. The services are available at all our branches and you can choose from a wide range of schemes.

  • Choose schemes that best suit your requirements
  • Attractive interest rates based on schemes
  • Get fast loan approvals and instant money
  • Experience the convenience of minimal documentation
  • No Account required for availing loan
  • Part release and part payment allowed
  • Interest charged on diminishing balance basis
  • Loans can be pre-closed without any extra cost
  • Get special gold loan with the benefits of highest Loan To Value (LTV) with interest as low as 16%

Scheme Interest rate Scheme Description
VPL KL-FLAT 24% Loan Amount: Maximum Rs.2,50,000/- (including Accrued Interest)
LTV: 85%, Duration:270 Days
VPL HALD 24% Loan Amount: Maximum Rs.2,50,000/- (including Accrued Interest)
LTV: 85%, Duration: 180 Days
VPL HALD 24% Loan Amount: Above Rs.2,50,000 – Rs.5,00,000/-(including Accrued Interest)
LTV: 80% , Duration: 180 Days
Service Charges related to gold loan Processing fee for fresh loan Rs.25/- (Excl. Tax)
Processing fee for renewal Rs.25/-,Documentation Charge Rs.10/- Notice charges – Ordinary notice Rs.5/-, Reg.Notice – Rs.75/-, Auction notice Rs.75/- (Excl. Tax)
Token lost charges – Nil , Auction advertisement charges – Rs.50/- (Excl. Tax)